Making The Application

Points to remember when making your insurance application:

Get as many quotes as possible. When you've found the cheapest, go to some others and ask if they can better it.
Be honest about yourself and the car. Tell the company all about your driving record and any modifications to the car. If you don't, your insurance may be invalid - which is as bad as not having any insurance at all. Worse still, you might finish up in Court for lying.
Remember to ask about compulsory and voluntary excesses.
Think about taking a protected no claims bonus. It will cost you a little extra, but could save a lot in the long run if you have to make a claim.
Insurance companies regard women as safer. So, ladies, shop around for the best deal. In particular, there are companies who will only insure women - so they must be worth a look.
Remember to inform your insurance company if you are going abroad. You might already be covered for holidays, but you need to check because it's not always the case.
Check what extras you are getting on your policy - particularly breakdown cover and personal injury cover. You may or may not want these and they will add to the cost. Haggle over them if necessary.
Tell the company if you keep the car garaged overnight and if it has an alarm or tracking device fitted. These should reduce your premium.